Advantages of Buying a Home with Marquette
Marquette has been a preferred resource for mortgage loans for decades. Learn about the advantages of a home mortgage at Marquette. Contact your nearest Marquette branch office or find loan officer contact information.
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Speed
Because we've streamlined the mortgage loan process, you’ll get approvals quicker and be in your new home faster. Marquette is the only remaining locally headquartered bank. We have more loan originators than any other financial institution with offices in Erie and Crawford counties, so you are never waiting long. All underwriting, servicing and loan decisions are handled weekly right here ---in your hometown.
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Local Customer Service
At Marquette, we service 100% of our loans locally for as long as you have your loan. Many lenders will sell your mortgage to investors you’ve never met, leaving it up to you to figure out the answers to the questions you’ll have later. Marquette is always here for you, now, or 30 years from now, in person, at a branch or directly by calling one of our offices.
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More Savings
Unlike many lenders, Marquette does not charge a broker fee, additional underwriter fee or fee for escrowing funds. The fees Marquette does charge are affordable and straight-forward, so you know just what the fee represents.
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More Choices
In most situations, escrowing for taxes and homeowner's insurance is optional and it’s free of charge. Plus, buyers have their choice of legal counsel for closings.
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Personal Contacts
You’ll have a personal loan expert you can rely on to guide you through every step from pre-qualification to loan closing. Mortgage loan originators have direct contact with loan decision makers not a computer that makes decisions based on numbers.
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Loan Choices
Marquette offers a variety of mortgage loan options including bridge loans that make the transition from one home to another easy. Marquette Savings Bank is also one of just a few local financial institutions to offer portfolio loans — loans kept on Marquette's books for the entire duration of the loan. This loan can be more advantageous to borrowers for situations other financial institutions are not able to finance. Unable to put 20% down? Let the experts at Marquette explain your options. If you are a first-time home buyer or have not owned a home in the last three years Marquette’s Hometown Mortgage program may be just what you need to become a homeowner. The basic requirements for this program are:
- The price of the home is $85,000 or less
- And your Housing and Urban Development (HUD) adjusted income level qualifies
If you meet these requirements and would like to learn more about our Hometown Mortgage Program.
