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First-Time Home Buyers

First-Time Home Buyer Program

If you are a first-time home buyer or have not owned a home in the last three years and the maximum selling price of the home is $125,000 or less, Marquette's Hometown Mortgage Program could be your answer.

Our mortgage loan officers will help you every step of the way, and answer any call you make. Click here to find a mortgage loan officer near you.

Determine if you Qualify

  • Down Payment

    Single family owner-occupied homes require 3% of the sales price or the appraised value, whichever is less. Two family owner occupied-homes requires 5% of the sales price or the appraised value, whichever is less. 

  • Maximum Selling Price


  • Maximum Term

    30 Years

  • Income Limits

    The current year Housing & Urban Development (HUD) adjusted income levels for low and moderate income families in the applicable county (verified by Marquette underwriting).

  • Source of Income

    Stable and sustainable source of income (verified by Marquette underwriting).

  • Seller Contribution Limits

    Maximum contribution is 3% of property value.

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