Credit Insights
Your Credit Score. And More. Anytime. Anywhere.
Staying on top of your credit has never been easier! With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score. You can do this ANYTIME, ANYWHERE and for FREE!
Login to Online and Mobile Banking to start using Credit Insights. You can access it anytime!
With Credit Insights you can:
- Have daily access to your credit score.
- Receive real-time credit monitoring alerts.
- Utilize the Credit Score Simulator.
- Obtain your personalized credit report.
- View special credit offers.
- Learn so much more! The benefits are endless, so there is no need to wait.
FREQUENTLY ASKED QUESTIONS

- Does Credit Score and More offer Credit Monitoring as well? Yes. Credit Score and More will monitor and send email alerts when there has been a change to vour credit profile.
- Is there a fee for Credit Score and More? Credit Score and More is entirely free to all Marquette Digital One Banking (consumer online banking and mobile) customers.
- Will accessing Credit Score and More "ding" my credit and potentially lower my credit score? Credit Score and More is a "soft inquiry" which does not affect a credit score. Lenders use "hard inquiries" to make decisions about creditworthiness when you apply for loans.
- How often is the credit score updated? The credit score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" as often as every day for an updated credit score.
- What if the information provided by Credit Score and More appears to be wrong or inaccurate?
Credit Score and More shows the most relevant information from a credit report. If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every Marquette Savings Bank Credit Score and More user can "File a Dispute" with Transunion by clicking on the "Dispute" link within Credit Score and More. Transunion will share this with the other bureaus if the inaccuracy is verified.
- Why do credit scores differ? Three major credit-reporting bureaus (Equifax, Experian, and Transunion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit report factors may be considered when calculating a score, and each model may weigh credit factors differently, so no scoring model is identical.
- Will Marquette Savings Bank use Credit Score and More to make loan decisions? Marquette Savings Bank uses its own lending criteria for making loan decisions.