Fee Schedule

Fee Schedule

Effective May 1, 2024. All prices are subject to change.

View our Fee Schedule PDF

Personal Accounts

Personal Accounts Attributes and Fees

Attribute	Monthly Service Fee	Fee
Mpowered™ Checking	Monthly fee for average daily balance below $100.00	$7.00/month
Mpowered™ Checking + BaZing	Monthly fee	$6.00/month
Mpowered™ Interest Checking + BaZing	Monthly fee for average daily balance below $1,500.00	$8.00/month
Health Savings Account Checking	Monthly service fee for average daily balance below $500.00	$5.00/month
All personal savings accounts	No monthly service fee	$0.00/month

Business Accounts

Business Accounts Attributes and Fees

Attribute	Monthly Service Fee for Minimum Daily Balance	Fee	Items processing fee/over	Fee
Executive Business Checking	Below $100,000	$50.00/month	1,000 items	$0.15 each
Premium Business Checking	Below $40,000	$35.00/month	1,000 items	$0.20 each
Advantage Business Checking	Below $10,000	$15.00/month	500 items	$0.20 each
Small Business Checking and Estate Checking	No monthly service fee	$0.00/month	250 items	$0.20 each
Business Savings	No monthly service fee	$0.00/month	100 items	$0.20 each
IOLTA Checking	Average collected balance below $1,500	$7.50/month	100 items	$0.20 each

 

Statement Options

Statement Attributes and Fees

Attribute	Fee
eStatements	Free
Paper Statements	$2.00/per account/per statement if not in a qualifying account relationship
Statement Copies	$5.00 each

 

ATM and Debit Cards

ATM and Debit Card Fees

Attribute	Consumer	Business
ATM/Debit blocked card (overdrawn, lost, etc.)	$8.00 each	$10.00 each
Reissue ATM/Debit card (customer’s request)	$8.00 each	$10.00 each
ATM/Debit unblock card	$8.00 each	$10.00 each
ATM Cross-border	1% of International Transactions	1% of International Transactions
Expedited card order pricing varies	$42.00 minimum	$42.00 minimum

Electronic Banking

Electronic Banking Fees

Attribute	Fee
Online Banking	Free
Bill Pay Inactivity Fee	$7.50/user/month in which no activity occurs
Bill Payment Claim Services	$15.00 minimum
Express Bill Pay	$5.00 electronic (ACH)⁵
	$15.00 consumer paper check (OLB)⁵
Mobile Banking	Free

  

Wire Transfers

Wire Transfer Fees

Attribute	Fee
Incoming (Domestic & International)	$15.00 each
Outgoing Consumer Domestic	$35.00 each
Outgoing Consumer International	$65.00 each
Outgoing Business Domestic	$35.00 each
Outgoing Business International	$50.00 each
Wire trace/Wire confirmation request	$5.00 each

 

Ancillary Business Service Fees

Ancillary Business Service Fees

Attribute	Fee
Remote Deposit Capture Monthly Service Fee	$40.00
Remote Deposit Capture one-time setup Fee	$50.00
Remote Deposit Capture Scanner	See Remote Deposit Agreement
Internal Sweep Accounts	$75.00/year
ACH originator one-time setup fee	$10.00
ACH origination	$15.00/month
	$3.00/batch
	$0.06/item
BeB Check Positive Pay	$10.00 one-time setup
	$25.00 monthly
	$5.00 per item processed manually by the bank
Number of Check Issue Items from BeB File Import	$0.04/item
Number of Check Issue Items entered via     BeB Interface	$0.04/item
Number of Exceptions company sees     (after bank scrub)	$0.05/item
BeB Check Positive Payee	$10.00/month
ACH Positive Pay	$25.00/month
BeB Account Reconciliation	$10.00/month
BeB Image Search	$5.00/month
Night Depository Service	$50.00/year which includes one locking bag and two keys
	$25.00/each for additional bag
	$10.00/each for additional key

 

Cash Alternatives

Cash Alternatives

Attribute	Fee
Check purchase/printing fee	(depends on style selected)
Treasurer's Check	$7.00/each not for bank purposes
Gift cards	$3.50 each
Travelers card	$7.50 each

  

Other Account Charges and Services

Other Account Charges and Services

Attribute	Fee
Court order/tax levy/garnishment processing fee	$100.00 each
Subpoena fee ($25.00 minimum charge assessed)	$50.00/hour
Research fee ($25.00 minimum charge assessed)	$50.00/hour
Employee assisted telephone transfer	$6.00 each
Reconciliation fee ($10.00 minimum charge assessed)	$20.00/hour
Returned mailing with bad address fee	$10.00 each
Return item for NSF/Overdraft fee (Check, ATM or ACH, including Represented Items)¹	$35.00 each
Chargeback of deposited items returned	$10.00 each
Chargeback of deposited  items returned drawn on your own account	$35.00 each
ACH item returned	$10.00 each
Overdraft protection fee	$10.00/transfer
Stop payment fee	$35.00 each
Cancel stop payment	$10.00 each
Canadian items deposited	$25.00 each
Domestic and international collection items	$35.00 minimum
Check/Deposit/Other Transaction Copies	$5.00 each
Dormant account fee²	$7.50/month
Escheat processing fee (plus drilling fee if applicable)	$50.00/account
Account closing fee (Applies to Club Accounts closed prior to end of term and all other accounts closed within 90 days of account opening)	$10.00 each
Reopen closed account fee	$5.00 each
Account charge off fee³	$30.00 each
IRA transfer to another financial institution	$35.00/account
Passbook replacement⁴	$15.00 each
Coin/Currency Orders	$25.00 each at the time of order
Dual Signature Verification	$10.00/month

¹A return item for non-sufficient funds (NSF)/Overdraft may be created by check, in-person withdrawal, ATM or other electronic means. ²A checking account is considered dormant after one year of no activity. A savings account is considered dormant after two years of no activity. ³Applies to Club accounts closed prior to term and all other accounts closed within 90 days of opening. ⁴No charge for replacement due to passbook being filled. ⁵Subject to change at any time.